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Personal loan eligibility: What is the minimum income required?

New Delhi, Dec. 16 -- Banks and NBFCs have various eligibility criteria for personal loans. Some of these include having a good credit score, being within a specified age range, meeting the minimum in... Read More


Thinking of closing a credit card? Here's how it impacts your credit score

New Delhi, Dec. 15 -- It's December, and the calendar year is coming to a close soon. The year-end is a good time to review, reflect on the past year, and prepare for the coming year. As part of your ... Read More


BOBCARD Cashback Credit Card offering 5% on online spends: Should you take it?

New Delhi, Dec. 10 -- Most credit cards provide reward points for various transactions in eligible categories. These reward points can be used for multiple purposes, such as paying for transactions, b... Read More


Axis Bank credit card travel redemption options: Transfer ratios, limits, and tips

New Delhi, Dec. 8 -- December is here. You must be planning your much-needed Christmas break or New Year break. How about your credit card reward points sponsoring your next vacation? These days, some... Read More


7 reasons your credit card gets rejected even with a good credit score

New Delhi, Dec. 3 -- Banks usually consider a good credit score as one of the eligibility criteria for approving or rejecting credit card applications. However, just having a good credit score doesn't... Read More


HSBC credit card reward points: Should you transfer to Marriott Bonvoy for the 40% bonus?

New Delhi, Dec. 2 -- Banks occasionally offer bonus points for transferring credit card reward points to a partner program. The partner program can be an airline frequent flyer program (FFP) or a hote... Read More


RBI's new credit score rules: How they can help lower your home loan interest rates

New Delhi, Nov. 27 -- When you take a floating interest rate loan like a home loan, some banks decide the interest rate based on your credit score, along with other factors. The higher the credit scor... Read More


RBI issues draft guidelines for weekly credit score updates: How will this impact you?

New Delhi, Nov. 26 -- When evaluating credit card and loan applications, banks and NBFCs consider various factors, including the applicant's credit score, income, age, work experience, and other relev... Read More


Personal loan closure: What it really means for your credit score

New Delhi, Nov. 25 -- During a financial emergency, you took a five-year personal loan. You paid all instalments on time and successfully closed the loan on time. You are feeling proud of your achieve... Read More


IndiGo SBI Card ELITE Review: Can it really help you fly for free?

New Delhi, Nov. 24 -- IndiGo Airlines is India's largest domestic airline, holding a market share of more than 60%. For many Indians, flying on IndiGo Airlines on domestic routes is the first choice. ... Read More